MSc Banking Finance and Fintech

Discover the finance professions

The finance sector is recruiting. It has created thousands of new jobs in recent years and this trend will continue at the same rate in the years to come. 

EM Normandie offers many specialisations in the fields of finance and financial data

The professional opportunities offered in the financial sector are varied, particularly in the field of banking and insurance.

General agent

The general insurance agent is responsible for selling the products of an insurance company to private and professional clients. They may be attached to an agency or work on a self-employed basis. Some general agents work in the field of provident insurance or asset management.

Their role is to assist their clients with all actions relating to a contract: analysis, underwriting, monitoring, settlement of claims, etc. 

After studying the client's needs, they propose suitable cover and draw up the contracts. In the event of a claim, they may have to call in an expert.

Generally paid according to the turnover achieved, they must develop their business commercially. They manage their agency independently but must maintain a certain consistency with the company they represent, unlike insurance brokers. 

As manager, they recruit, train and manage their own teams, in particular the insurance advisors, whose task is to receive customers and prospect to expand the agency's portfolio. 

The main tasks of the general agent : 

  • Setting up and developing their general insurance agency.
  • Managing the agency and the staff.
  • Developing the client portfolio.
  • Assisting clients in the management of their contracts.
  • Keeping a permanent regulatory watch. 


Financial analyst

A financial analyst is a stock market investment specialist who helps investors choose the least risky and most profitable stocks by studying company values in depth.

Also known as financial economists, they monitor a group of companies in a specific sector.

To do this, they analyse the specialised press, internal studies, publications made by companies, etc. They are even in contact with the managers of these companies.

Financial analysts work in stock exchange companies, banks or independent research consultancies.

Working mainly in a bank, financial firm or for a stock market investment company, their missions consist of:

  • Gathering information on listed companies and carrying out a diagnosis on the evolution of these companies.
  • Producing recommendations according to the value of the company and its development prospects.
  • Preparing notes or financial studies to be presented to clients or management.
  • Analysing the financial, economic and social indicators of the company to assess the sustainability and profitability of the establishments.

Customer advisor

The banking account manager studies the needs of his customers to offer them the most suitable banking products. They have a good knowledge of the products offered by their bank and are familiar with their customers' profiles.

The customer adviser supports and develops the loyalty of his customers in the day-to-day management of their finances.

To do this, they have good interpersonal skills as well as commercial aptitudes which enable them to establish a relationship of trust with their clients. 

Working in a banking establishment, they manage a portfolio of customers, both private individuals and professionals (craftsmen, shopkeepers, etc.) and companies. When working in the insurance sector, they provide legal advice and negotiate insurance contracts.

Their tasks are quite varied:

  • Offering clients banking products in line with their needs: credit, cash management, external audit, investments, asset management, etc.
  • Setting up and monitoring files, in compliance with legislation and procedures.
  • Participating in the operation and commercial development of its institution.
  • Analysing market developments.
  • Prospecting potential clients and participating in the promotion of products and services.

Insurance broker

The broker advises and negotiates insurance contracts on behalf of his/her clients, individuals, companies and professionals in compliance with the regulations imposed in the country.

They are mandated by their clients to negotiate the best insurance conditions. To do this, they put several insurance companies in competition with each other in order to compare their offers.

They also advise their clients by analysing their situation in advance, targeting their needs and proposing the most suitable solutions.

They may be generalists or specialists in a particular field, such as reinsurance, construction, loan insurance, or they may design tailor-made contracts to meet specific requirements.

Whether they work as a self-employed person or as an employee in a brokerage firm, their main tasks are to:

  • Establishing the administrative set-up of files by listing the guarantees covered and the conditions of the contract.
  • Negotiating with insurance companies the conditions of cover offered to the client.
  • Ensuring the financial management of the firm and the staff working there.
  • Monitoring and controlling technical and administrative operations.

Management controller

The management controller, also known as the planning and management manager, is responsible for controlling the company's budgets.

They analyse economic and financial data to assist the company's management in managing the business and in making decisions.

They also develop budget forecasts and procedures in order to use the company's resources in an optimal way. This allows the company to be more efficient. They help the company to optimise its costs and choose the best development strategy.

The main tasks of the management controller are :

  • Defining and implementing management and monitoring tools.
  • Analysing all costs and carrying out financial studies.
  • Preparing budget forecasts.
  • Monitoring the differences between forecast and actual objectives and submitting corrective actions.
  • Prepare regular reports on the company's activity.

Discover the career of Anaïs Trentesaux, Anaïs, Director of Management Control at Courir

Financial Director

The financial director ensures and supervises the financial management of a company. This senior manager works closely with the general management to ensure the strategic and financial development of the company.

They carry out financial and tax analyses to propose the company's major financial orientations.

They also anticipate and plan for the funds that are essential for the good health of the company.

To implement the financial strategy, they define financing plans and ensure that they are implemented in the most effective way. If they work for a large company, they may be required to collect accounting information from the companies and subsidiaries of their company in order to prepare the consolidated results.

The tasks of the financial director are based on:

  • Drawing up budget forecasts.
  • Checking the company's general and cost accounting.
  • Drawing up and presenting balance sheets.
  • Managing a team: financial analyst, cash flow manager, export financing specialist, international credit expert, etc.
  • Negotiating with bankers and institutions likely to participate in the financing of investments.